Nice video !!!

Add Your Website URL

Twitter Effect

Red

Federal Bankruptcy

But I wouldn’t stop doing internet transactions. I have never known anyone becoming a victim of ID theft from doing transactions over the net accept for when the company you are doing business with gets hacked and that can happen to any company whether you use your credit card on line by phone or in person.

The average Identity theft case takes an average of 600 hours and $1500.00 to clear up and even then you may not get the problem solved.

What everyone needs but almost no one has is Identity theft protection.

Email me at and I can give you more information.

The people who are responsible are the criminals.
Most of them are never caught.
A lot of law enforcement is somewhat ignorant about the nature of the crime, while some states are beginning to ***** down, because this is the fastest growing crime.

There are government agencies, like FTC FBI that go after these criminals, but this is not much help after you have been victimized. You need to use links from the web sites I cite below to get guidance on the kinds of things to do to lower the risk of this happening to you, then what you need to do if you suspect you have beome a victim.

If you are a victim, there is no one place to turn to, since the crooks could be
* getting a job using your social security number
* getting expensive medical care, charged to you, but the bill not go to you until they are out of the hospital
* draining all your bank accounts
* opening credit card accounts in your name, spending like crazy, disappearing, then you stuck with the bills
* using your home to get a second mortgage, then disappearking and the bank comes after you to make good on the loan
* getting pulled over by the police for speeding or other infractions, with driver’s license in your name, then when they fail to show up in court, a warrant is issued to have you arrested

I can cite many other examples … for each one of these types of incidents & each time it happens, there are a bunch of different places you have to deal with to clear your good name

That ought to be a separate Yahoo Answers question.

I have a lot of peace of mind with a “rider” on my property owner renter insurance … if this ever happens to me, my insurance company (Allstate) has a detective agency on retainer, to investigate, and try to straighten out, the mess that identity thieves can make to a person’s life.

Perhaps you are asking who is responsible to fight them.
In some states, no-one, because in many nations and many states of USA, there is no law against this, or there are laws, but there are so many exceptions as to make the laws tootless.

In general, in the USA, an infinite number of organizations may keep records on you, and have all kinds of errors there, and you know nothing about this until you cannot get a job, medical care, on an airplane, etc. because data about you is either very bad, or wrong, or has been stolen.

In most of the rest of the world, organizations are not allowed to have data on you, except with your permission, but if they get breached, with the data stolen on you, they are not required to tell you that this happened.

Here is a Chronology of Data Breaches

You’ll notice it is only in recent years they started recording this, and most of it supposedly is in USA, while any computer professional can tell you that breaches have been going on for decades, and are world wide. This is because a few years ago, California passed a law mandating notification of people placed at risk of identity theft due to theft or carelessness with records (such as putting people’s credit card info onto the Internet), and pretty soon after that, the general public became aware of the waterfall of disasters that had been going on for decades in secret.

Congress held hearings, asked representatives of the companies how many people were put at risk, and how come they only notified California residents. The answer was that the laws only required them to notify people in California. This led to Attorney Generals all over the USA wanting similar protection for their states, and now over 1/2 of the states in the USA have laws based on teh California one.

Here is a guide to what these laws are like in each state

Tou can subscribe to
this mailing list lets people know whenver there is another incident in the news, where people have been put at risk.
There’s not much discussion there, it is basically to help us stay informed about the nature of the waterfall of new risks.

There are links to past postings to the group, plus they host a data base like the crhonology above, except it is in the form that researchers can get at totals of the various combinations of types of incidents

Also– it might not be who you think it is. All of those places sell your personal info when you close a real estate deal. I started to get a lot of offers and these offers showed up unsolicited with all my personal data in them, enough so that if someone stole my mail they could have stolen my identity. Get yourself out of the junk mail lists and tell every lender, utility, cell phone, bank, anyone you do business with that you do not want your name sold to anyone else.

i hope this helps

good luck